In 2017, Foxconn promised Mount Pleasant a $10 billion flat-panel display campus and up to 13,000 jobs. The project shrank year after year, and the site that exists today runs at a small fraction of what was announced. The village kept growing anyway — just not for the reason anyone expected.

Car insurance in Mount Pleasant runs an estimated $1,680 a year for full coverage, about 12% below the Wisconsin statewide average of $1,902. Behind that number is a village that turned out quieter and more affluent than its headline-grabbing corporate announcement ever suggested.

The Campus That Shrank

Foxconn's Wisconn Valley Science and Technology Park was supposed to anchor a new manufacturing economy in Racine County, with a promised campus large enough to reshape the region. What actually got built came in well under that scale, and the workforce numbers followed the same pattern — a fraction of the jobs originally announced.

The construction years still left a mark on Mount Pleasant: new roads, updated zoning, and a wave of commercial and residential development around the site that predates the scaled-back reality. That building boom shows up in the local housing stock more than it does in any insurance-specific rate factor.

Higher Income, Lower Crime

Median household income in Mount Pleasant runs about $91,616, roughly 21% above the Wisconsin figure of about $75,670. That's a meaningfully bigger income gap than most Wisconsin suburbs post, and it's one of the two main forces pulling the local estimate under the state average.

Crime is the other. Mount Pleasant's overall crime rate runs about 25% below the national average, and its violent crime rate runs roughly 55% below national — figures that outpace even the generally low crime numbers found across Wisconsin. Property crime sits close to the national average rather than dramatically under it, which keeps the discount from running even deeper.

Where Four Highways Meet

Interstate 94, Wisconsin Highway 11, Wisconsin Highway 20, and Wisconsin Highway 31 all converge in or pass through Mount Pleasant, including a park-and-ride at the I-94/WIS-11 interchange near exit 335. That's an unusual concentration of through-traffic for a village this size.

Interchange density and commuter volume are standard inputs for comprehensive and collision pricing, and they're a big part of why Mount Pleasant's estimate — while below the state average — doesn't fall as far as its income and crime numbers alone might suggest.

What Wisconsin Actually Requires

  • Minimum liability: 25/50/10 — $25,000 bodily injury per person, $50,000 per accident, $10,000 property damage
  • Uninsured motorist: 25/50 bodily injury, mandatory statewide
  • Fault system: At-fault, modified comparative negligence with a 51% bar
  • Mount Pleasant estimate: $1,680/yr full coverage, minimum liability from about $33/mo

Wisconsin's $10,000 property damage floor is thin everywhere, and a highway interchange corridor like Mount Pleasant's is exactly the kind of place a multi-vehicle crash can exceed it fast. Our minimum vs. full coverage guide walks through when it makes sense to carry more.

Compare Quotes Before You Settle

A below-average village estimate is still just an average — your own quote depends on your driving record, your vehicle, and which insurer you ask, not on Foxconn headlines from a few years back. The Wisconsin Office of the Commissioner of Insurance is a solid resource for verifying a policy before you sign anything.

Mount Pleasant's income and crime numbers give most drivers here a real shot at beating the state average, but the highway traffic running through the village keeps that discount from being automatic. Comparing quotes from multiple carriers is still the only way to know where your own policy lands.